The AI bookkeeper that pays for itself.
Prosper plans, explains, and waits for your approval before touching your books. Built for founders, bookkeepers, and agencies who need trustworthy automation.
Manual import, clean ledger
- Manual CSV import
- Manual categorization
- 5 invoices per month
- Community support
AI autopilot for founders and bookkeepers
- Up to 5 connected banks
- Full AI autopilot + Plan mode
- Receipt OCR (500/mo)
- 3 seats + email support
Multi-client management for agencies and fractional CFOs
- Up to 15 connected banks
- Priority AI + concierge onboarding
- Receipt OCR (2,000/mo)
- 10 seats + 50 workspaces
Gate automation, not accounting truth.
| Feature | Starter | Pro | Agency |
|---|---|---|---|
| Bank Integration (Plaid) | Manual import only | Up to 5 banks | Up to 15 banks |
| AI Autopilot (Plan + Execute) | Manual categorization | Full AI autopilot | Priority AI |
| Web-Search Bookkeeper Agent | Not included | 50 lookups/mo | Unlimited |
| Receipt OCR & Matching | Not included | 500 per month | 2,000 per month |
| Invoicing & Payments | 5 invoices/mo | Unlimited | Recurring + bulk |
| Double-Entry Ledger | Included | Included | Included |
| Rules System | Included | Included | Included |
| Reconciliation | Manual only | AI suggestions | AI suggestions |
| Reporting | P&L + balance sheet | Standard + AR aging | Full audit trail |
| Workspaces | 1 workspace | 3 workspaces | 50 workspaces |
| Seats (Users) | 1 seat | 3 seats | 10 seats |
| Support | Community | Email support | Priority + concierge onboarding |
Everything you need to know
Do I need a credit card to start?
No. Starter is free and stays free. Add a card only when you want bank sync and AI autopilot.
What counts as an AI lookup?
An AI lookup is a web-researched categorization for an ambiguous merchant. Regular autopilot suggestions are included separately.
What happens if I hit my AI limits?
You can keep working manually for the rest of the month or upgrade to the next tier for more capacity.
Is this a real double-entry system?
Yes. Prosper maintains a full general ledger and chart of accounts so your CPA gets audit-ready outputs.
Who is Prosper NOT for?
Inventory-heavy retail (use Shopify/NetSuite). Large payroll teams needing native processing (use Rippling or Gusto; we only import journal entries). Cash-only businesses without digital records.
Ready to get to zero faster?
Start free, prove the workflow, then upgrade when automation saves you time.