Feature
Explainable AI Categorization
Prosper's autopilot is designed to learn your patterns and surface only the transactions that need a human call—without hiding the reasoning.
How it works
Prosper suggests categories based on your prior decisions and merchant patterns
Each suggestion is reviewable and can be corrected quickly
Ambiguous items go to your exceptions inbox (not buried in the ledger)
Corrections teach the system so future suggestions improve
Plan availability
| Plan | Autopilot | Notes |
|---|---|---|
| Starter | Manual | Manual categorization |
| Pro | Included | Full AI autopilot with Plan mode |
| Agency | Included | Priority AI + concierge onboarding |
Why it matters at month-end
The biggest month-end cost isn't reports—it's manual review. When the routine is automated and exceptions are surfaced, close becomes a checklist instead of a scavenger hunt.
Follow: month-end close checklist.
Audit-ready outcomes
Explainable decisions + reconciliation discipline is how books become audit-ready. Autopilot helps with speed; your workflow creates trust. Learn about audit-ready bookkeeping.
Want fewer transactions to review?
Start free, then upgrade to AI autopilot when it saves time.
Related: Receipt OCR · Accountant Pack · Pricing