Question 1

What is Prosper?

Accepted Answer

Prosper is an AI finance agent for founders. It groups your transactions into business decisions, you approve from chat, and your CPA gets a clean packet.

Question 2

Does Prosper replace QuickBooks?

Accepted Answer

No. Prosper is the cleanup layer that runs before QuickBooks or your CPA. Most users keep both.

Question 3

Will Prosper categorize my transactions for me?

Accepted Answer

We group them into decisions you approve. You don't categorize manually, but you do confirm the AI's recommendation. The system gets faster as it learns your business.

Question 4

Does Prosper find my deductions?

Accepted Answer

No. Prosper says this looks business-related and packages the evidence. Your CPA reviews and decides what's deductible. We don't make tax determinations.

Question 5

What's the difference between Free and Pro?

Accepted Answer

Free lets you import activity and preview the cleanup. Pro lets you connect banks, approve decisions, generate the CPA packet, and invite your accountant.

Question 6

Can my CPA use Prosper?

Accepted Answer

Yes. Invite them on Pro or Business. They land in Pro Mode by default - the full accounting workspace alongside your chat.

Question 7

Is Prosper safe? Can it move my money?

Accepted Answer

Plaid connection is read-only. Prosper cannot transfer funds, pay bills, or change your bank settings. Bank-level encryption.

Question 8

What if I disagree with a recommendation?

Accepted Answer

Tap Change on the cluster card. Prosper records your preference and uses it for similar decisions next time.

Question 9

Do you connect to QuickBooks?

Accepted Answer

Yes. Pro and Business export packets to QuickBooks Online when you're ready.

Question 10

Can I cancel?

Accepted Answer

Yes, anytime. Your data stays. You can switch back to Free without losing what Prosper has learned.

Question 11

What does Prosper remember about me?

Accepted Answer

A typed memory graph: vendor patterns, account classifications, your CPA's preferences. You can see and edit everything in Pro Mode under Memory.

Question 12

What is the Monthly Pulse?

Accepted Answer

A monthly notification: April is 84% CPA-ready. 5 decisions waiting. $1,850 in likely business expenses. Free users see the status; Pro users tap through and resolve.

Questions founders ask before connecting accounts.