Question 1

What is Prosper?

Accepted Answer

Prosper is an agentic AI bookkeeping system for founders, bookkeepers, and agencies. Unlike chatbot-style tools, Prosper plans categorization strategies, gathers evidence, proposes actions, and only executes when you approve.

Question 2

How is Prosper different from 'AI bookkeeping' tools?

Accepted Answer

Most AI bookkeeping tools are chatbots that guess. Prosper is an agent that plans, reads your data, proposes structured actions, and waits for your click. Every suggestion is explainable, reversible, and audit-ready.

Question 3

Who is Prosper for?

Accepted Answer

Founders who want clean books without accounting overhead. Bookkeepers and agencies who want to manage more clients in less time. Fractional CFOs who need audit-ready data across multiple workspaces.

Question 4

Who is Prosper NOT for?

Accepted Answer

Inventory-heavy retail (tracking thousands of SKUs): use Shopify or NetSuite. Large payroll teams (50+ employees) needing native payroll: use Rippling or Gusto directly—we only import journal entries. Cash-only businesses without digital records: our AI needs bank feeds or imports to help.

Question 5

Does Prosper replace my accountant?

Accepted Answer

No. Prosper keeps books organized and accountant-ready so your CPA can review and advise faster.

Question 6

What does 'exceptions-only' mean?

Accepted Answer

Most routine transactions are handled automatically; Prosper only asks you to review items that are ambiguous or high-impact.

Question 7

How does Prosper keep my books defensible?

Accepted Answer

Every output links to source evidence, decisions are logged, and changes are reversible.

Question 8

What is Prosper Finance?

Accepted Answer

Prosper is the product name. Prosper Finance is the formal brand name used on legal and transactional surfaces, operated by Enbrite LLC.

Everything you need to know about Prosper